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After being in a truck accident, you may be wondering how much money you can receive from the insurance company. There are a lot of factors that can go into this, including whether the driver who hit you was operating a pick-up truck that he or she owned or whether the truck was a semi-truck, commercial truck, or truck that was being used for work purposes.

The reason this matter is because this will determine how much insurance coverage is available. Another factor to keep in mind is the level of your damages in terms of your medical bills and lost wages. Knowing the number for these two will help decide how much you will receive in pain and suffering money.

There is a connection between the amount of your medical bills and the amount of your pain and suffering. Until you are done treating for your injuries and know your medical bills and know the amount of insurance the driver has who hit you, it is impossible to know the value of your case.


In legal terms, damages are just another name for money you can receive based on the damage that was done to you. Because of that, in theory, the greater your injury, the more money you should receive for what you’ve been through. When you settle or go to court, and assuming you either win or get a settlement, you will get a single check for your injuries. However, it is helpful and better to think of your settlement as being broken into a couple of different categories or types.

  • Medical bills
  • Future medical bills
  • Pain and suffering or general damages
  • Loss of consortium
  • Out of pocket expenses


The other, final category of money you can receive for your injuries, which have not been mentioned so far, is called pain and suffering. Legally, this is known as general damages, as opposed to special damages, which are also known as medical bills. Determining general damages can be hard because it is hard to put a number on this.

It is highly subjective, meaning that each person can view this amount differently. In any case, it is often found that there is a relationship between your medical bills and the amount you will get in pain and suffering. What does this mean? It simply means that your medical bills will be a predictor, roughly speaking, of how much money you will get in pain and suffering.

So if you have a $50,000 medical bill, do not expect to only receive $5,000 in pain and suffering, but you also should not expect to receive 50 million dollars either. The reason behind this is that the two numbers are not similar to each other. They are very different. There is no math formula that can prove this, but we can help you make sense of this number if you have questions.